People buy insurance for all those unexpected happenings in life. But not all people have insurance in place when those events occur. And that can lead to problems – for a lot of people.
The Natchez Democrat told the story of a man in Mississippi found himself in that latter group. He did not have insurance and hit a deer. He called a friend who encouraged him to get insurance immediately – and (here’s the rub) then claim the accident occurred after the policy was issued. So, that’s what he did.
After getting the policy, the claim was submitted, which prompted a vehicle accident investigation. Sometimes it is not clear when gets called into a case whether it includes auto bodily injuries. But because our insurance fraud investigators are well-versed in such a broad spectrum of insurance fraud, we can quickly adapt to changing needs in a case. This particular report did not include anything about a personal injury investigation.
He might have thought that it would be simply a case of calling the insurance company and telling them he had hit a deer. But the truth came out with the vehicle accident investigation. At least he didn’t make a medical claim so a personal injury investigation was not necessary.
In the end, the vehicle accident investigation revealed the true timing of the accident. Not only did the insurance company deny the claim, they filed charges. And both the claimant and his friend were found guilty of insurance fraud, and both were sentenced to two years of probation and ordered to pay $2,200 in restitution.
If people want to be prepared to handle unexpected events, insurance might help them do that. There is a tremendous push by insurance companies to uncover insurance fraud because the cost to them and their customers is staggering. They are hiring companies like to work with them on a regular basis for:
- vehicle accident investigations
- personal injury investigations
- slip and fall accident investigations
- product liability cases
- workers’ compensation fraud investigation
- disability insurance fraud investigations
Every form of insurance has experienced fraudulent claims, but with the help of , insurance companies are attempting to break the trend.
-Brenda McGinley, CEO, All in Investigations, All in Investigations